Rs. 1 Lac in National Savings Can Earn 200% Profit

The federal government has revised profit rates for major National Savings schemes from September 2026, with Defence Savings Certificates offering a maturity value of Rs. 300,000 on a Rs. 100,000 investment after 10 years. That's a 200 percent increase if stretched over 10 years. Under the revised schedule, Defence Savings Certificates will continue to have a 10-year maturity period. ALSO READ Gold Likely to Enter Dangerous Levels Again A Rs. 100,000 investment will grow to Rs. 110,000 after one year and Rs. 121,000 after two years. The value will rise to Rs. 133,000 after three years, Rs. 147,000 after four years and Rs. 163,000 after five years. After six years, the investment will reach Rs. 182,000. It will increase further to Rs. 204,000 after seven years, Rs. 230,000 after eight years and Rs. 262,000 after nine years. At the end of the 10-year maturity period, the Rs. 100,000 investment will reach Rs. 300,000 under the revised schedule. The government has also changed the profit rate for Behbood Savings Certificates as part of the latest update to National Savings returns. The revised rates apply from September 2026 and cover the government's updated profit schedule for National Savings schemes.