Bandhan Bank Credit Cards: 4 New Cards Launched With Rewards, Lounge and Travel Benefits

Bandhan Bank Credit Cards: At a time when several banks are tightening credit-card rewards, lounge access and cashback limits, Bandhan Bank has entered the market with four new credit cards: Sparks, Ignite, Flare and Lumina. The cards have been launched in partnership with Mastercard and are aimed at different spending profiles, from everyday shoppers to premium travellers. Bandhan Bank Credit Cards Bandhan Bank is joining the credit card space while some older cards have started to pull back on rewards. Starting April 1, the CASHBACK SBI Card cut its top cashback limit. It went from Rs 5,000 to Rs 4,000 per statement cycle. It also set two separate limits of Rs 2,000 each for online use and offline use. The SBI card list of items that do not earn cashback grew too. Government payments, tolls and digital gaming were added to the no-cashback set. Scapia Axis Bank Credit Card Launched: Check Fees, Lounge Access, UPI Rewards and Benefits Bandhan Bank's 4 New Credit Cards 1. Bandhan Bank Sparks Credit Card Sparks is placed as the card for day to day use in the latest lineup. It targets people who put more money into regular items like food and clothes. Features: Faster rewards on grocery spends Access to airport lounges within India BookMyShow offers Waiver on fuel surcharges Cashback tied to EMI payments This card may suit buyers who want steady rewards plus some lifestyle perks, but who do not travel all the time. 2. Bandhan Bank Ignite Credit Card Ignite is higher in the range. It is made for customers who spend more on both groceries and trips. Features: Rewards that lean toward grocery and travel bills Rewards based on milestones Lounge access at airports in India Lounge access at airports outside India EazyDiner benefits 3. Bandhan Bank Flare Credit Card Flare is the option that leans more into travel and lifestyle. It mixes travel perks with dining, entertainment, and more premium extras. Features: Amazon Pay voucher as a welcome offer Lounge access at airports in India Lounge access at airports outside India Dining benefits Entertainment offers Golf privileges If you often travel and also spend on meals and entertainment, Flare is meant to feel more lifestyle oriented than Sparks and Ignite. 4. Bandhan Bank Lumina Credit Card Lumina is at the top level in this new set. It is aimed at frequent international travelers and people who want premium lifestyle benefits. Features: Higher rewards on spending outside India Lounge access at airports in India Lounge access at airports outside India Oberoi gift voucher Concierge services Meet and greet at the airport Dining and entertainment benefits Golf privilges Several issuers have reduced cashback limits, added spending conditions for lounge access or introduced more exclusions. For example, the maximum cashback on the CASHBACK SBI Card was reduced from ₹5,000 to ₹4,000 per statement cycle, while HDFC Bank linked Regalia Gold's domestic lounge access to a quarterly spending requirement. What Cardholders Should Check? The headline rewards are just one piece of the overall math. When you decide on a Bandhan Bank credit card, look at the joining fee and the annual fee first. Then check how much each reward point is worth. You should also scan for reward limits and the items that do not count. Pay attention to any mile requirement, and read the rules for lounge entry and what kind of spend is needed. In short, a card that looks good on rewards helps only if the spend needed to use those perks matches how you actually spend.