DCPayments Introduces Interac e-Transfer Business Request Money Checkout Option for Canadian Merchants

DCPayments is offering a new integrated checkout solution that lets Canadian merchants accept Interac e‑Transfer Business Request Money alongside credit cards, cutting processing fees, eliminating chargeback risk and providing instant funds while keeping shoppers on the merchant's site. DCPayments has unveiled a new checkout feature that allows Canadian merchants to accept Interac e-Transfer Business Request Money directly within their online shopping carts, alongside traditional credit card payments. Clarifying the mechanics, the new option lets shoppers choose Interac e-Transfer at checkout and then approve the transaction through their bank's online banking system within an embedded frame that keeps them on the merchant's website. The payment is processed almost instantly, giving merchants immediate access to funds and eliminating the need to collect and reconcile separate email addresses for each transfer. Importantly, since the money moves straight from one bank account to another, the risk of chargebacks is virtually eliminated. The feature is part of DCPayments' broader strategy to give businesses a cheaper alternative to credit card processing, especially for high‑value transactions where the typical percentage‑based fees can erode profit margins. By integrating Interac e‑Transfer into the checkout flow, merchants can reduce recurring processing costs while offering customers a familiar, hassle‑free payment method. The move is expected to cut abandoned carts as shoppers who prefer not to use cards can complete purchases without leaving the site. DCPayments' solution is already built on technology used for wallet‑funding transactions and leverages the robust Interac network that handled over 1.6 billion payments last year. The company's president, Pamela Draper, explained that the initiative responds to a growing demand for account‑based payments that sit comfortably within the existing customer experience. The result is a streamlined process that blends payment request, approval, status tracking and order confirmation into a single transaction. Potential adopters include professional‑services firms, contractors, home‑service companies, educational institutions and other businesses that want to lower card‑payment costs without adding friction for their customers. By lowering both transaction fees and the risk associated with chargebacks, the new checkout option positions itself as a compelling value proposition for merchants across Canada. Merchants wishing to adopt this capability can do so simply by integrating DCPayments' acquiring solution into their cart. After the integration, shoppers can select Interac e‑Transfer as an accept­ance method; their bank will then authorize the transfer within the site, and the order will complete without any manual steps. For businesses curious about the exact cost savings, DCPayments offers pricing models that can be compared to current credit‑card fees, allowing merchants to evaluate how the new solution might improve their bottom line, especially for larger purchases. Overall, the integration of Interac e‑Transfer Business Request Money into online checkout represents a significant step toward cost‑effective, secure, and user‑friendly payment options in the Canadian digital commerce landscape