Why can your health insurance claim be rejected despite paying premiums?
Category: Health
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short by Sourav Kumar / 04:36 pm on Tuesday, 8 September, 2026 Paying health insurance premiums on time does not guarantee a claim payout, as coverage depends on policy terms and exclusions. Claims may be rejected if a pre-existing disease was not disclosed, the applicable waiting period has not ended, or the treatment falls under an exclusion. An insurer may also deny claims if it determines the treatment was not medically necessary. read more at Livemint.com
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