No OTP, no PIN, no CVC… yet 5.99 lakhs withdrawn from FD, know how?

No OTP, no PIN, no CVC… yet 5.99 lakhs withdrawn from FD, know how? Neither an OTP was received nor a PIN or CVC was shared, yet approximately ₹6 lakh disappeared from the FD. This cyber fraud in Bhopal has raised serious questions about banking security. Learn how the fraudsters accessed the FD. FD cyber fraud Cyber ​​fraud cases are no longer limited to bank accounts or UPI. Fraudsters are employing new methods to access people's savings. A similar case has come to light in Bhopal, where approximately ₹6 lakh was withdrawn from a 61-year-old man's fixed deposit (FD). No OTP was received on the man's mobile phone during the transfer. He had not shared his password, PIN, CVC, or any banking information with anyone. Let's find out how such a large sum was withdrawn from the FD. According to police, 61-year-old Sharif Ahmed Qureshi, a resident of Afkar Colony in Bhopal, has a savings account and an FD at the Ashoka Garden branch of ICICI Bank. Three online transactions were made from his FD via net banking between 12:00 pm and 12:30 pm on September 4th. A total of ₹599,009.62 was transferred to another account through these transactions. Upon learning of the withdrawal, Sharif Ahmed immediately filed a complaint with the national cybercrime helpline number 1930. Based on the e-zero FIR received from the cyber cell, the Aishbagh police registered a case of fraud against the accused and began an investigation. If FDs don't have separate netbanking, but they are linked to the bank's savings account. If the FD was created through a mobile banking app, it can be withdrawn through the same app. Fraudsters can exploit this process. According to cyber and banking experts, fraudsters lure customers into their trap by promising refunds or refunds. They then download screen sharing or remote access apps onto their mobile phones and ask them to open the banking app. Fraudsters usually don't directly access banking apps, but instead trick customers into downloading screen sharing or remote access apps by promising refunds, money back, or some other reason. They then ask the customer to open the banking app and follow the steps. Once the screen is shared, fraudsters can view banking information displayed on the mobile, which may include account balances and FD details. They then exploit this information to break FDs and transfer the money to another account. 1. Do not download any screen-sharing or remote access app on your mobile at the behest of any unknown person. 2. Instead of contacting any unknown number found on the internet for a refund, use the authorized app or website of the bank or company. 3. Do not open the banking app and enter the PIN at someone's request. 4. If you get cheated, immediately lodge a complaint on 1930 and contact the bank.