Citizens & Northern director buys 178 shares

Shares purchased 178 shares Common stock acquired on September 4, 2026 Purchase price per share $26.1662 per share Average price for the September 4, 2026 purchase Shares held after transaction 51,825 shares Director's direct CZNC common stock holdings following the purchase Plan effective date May 1, 2026 Effective date of written plan under which the trade was executed